Coverage Available:

Desert Mountain Insurance Services obtains quotations from multiple nationwide carriers and provide you with a comparison of coverage options and premiums. Whether you are looking for coverage for you as an individual, your family or your business, our insurance carriers will offer you the best protection available.

Health:

• Health Savings Accounts (HSA)

• Health Reimbursement Accounts (HRA)

• PPO

• POS

• HMO

• Short-term Medical

Coverage for an individual, family or group is available through our financially stable, nationwide carriers. Our knowledgeable agents will assist you in determining the best possible plan to fit your health and financial needs.

Dental:

• Individual Discount Plans

• Group PPO or Indemnity – voluntary or employer paid

Dental plans can be stand-alone or added to group coverage, therefore it is important to work with an agent that understands the coverage provided by each carrier and plan.

Life:

• Term

• Whole

• Universal

• Group o­nly – voluntary or employer paid

Whether your purpose for purchasing life insurance is for mortgage protection, retirement or to protect your loved o­ne’s future, we obtain quotes from financially strong carriers. If you are a business owner or partners in business, there are life insurance options for you that will protect the future of your business.

Disability:

• Short Term

• Long Term

• Group – voluntary or employer paid

Each disability policy and each disability carrier has many options that can affect your protection and premium. Therefore, our knowledgeable agents can outline for you those differences and allow you to make an educated decision as to the coverage you wish to obtain.

Long-Term Care:

• Individual

• Spousal plans

• Multi-life

• Executive Carve-out

The cost for private long-term care facilities is increasing tremendously. Therefore the need to purchase long-term care protection is in high demand. The combination of benefits and pricing structure, leave it nearly impossible to make a side-by-side comparison. Utilize our services to obtain quotes and compare coverages from our financially strong, nationwide carriers.

Ask to speak with our Life, Health & Disability agents to gather valuable information regarding these coverages.

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