In the event of loss or damage to Covered Property, you should:
A.  Notify the police if a law may have been broken.
B.  Give the carrier prompt notice of the loss or damage. Include a description of the property involved.
C.  As soon as possible, give the carrier a description of how, when and where the loss or damage occurred.
D. Take all reasonable steps to protect the Covered Property from further damage, and keep a record of your expenses necessary to protect the Covered Property, for consideration in the settlement of the claim. This will not increase the Limit of Insurance.  Also, if feasible, set the damaged property aside and in the best possible order for examination.
E.  Attempt to photograph the loss as soon as possible and retain as proof for future examination

If you have a situation after hours that results in the need to contact your insurance carrier, these are claims department phone numbers for the carriers that have 24 hour claim service:

Home and Auto Claims
AIG 1-800-433-8880

Austin Mutual  - 1-800-328-4628

Chubb 1-888-329-7651

Fidelity National 1-800-220-1351

Foremost 1-800-527-3905

Hartford - 1-800-243-5860

Progressive - 1-800-274-4499

RLI Insurance 1-800-221-7917

Safeway 480-730-0026

Travelers 1-800-252-4633

Colorado Casualty 1-888-298-3778

* For other carriers please contact us Monday through Friday between 8am-5pm at 480-348-2200

COMMERCIAL LINES
Zurich 1-800-987-3373

Austin Mutual   1-800-328-4628

C N A 1-877-262-2727

Travelers 1-800-238-6225

*For other carriers please contact us Monday through Friday between 8am-5pm at 480-348-2200

For PROFESSIONAL LIABILITY CLAIMS, reporting requirements vary by carrier therefore, please contact us between 8am-5pm at 480-348-2200